For Business »

We offer small, medium and large businesses a comprehensive suite of affordable services, including employee benefits, risk management and financial services.

Risk Management »

Delivering a host of affordable solutions for all of your business' risk management needs.

Employee Benefits »

Guiding businesses through increasingly complex employee-benefit decisions.

Financial Services for Businesses »

Helping employees to reach their retirement goals with comprehensive retirement plan consulting services.

For Individuals »

For individuals and families, we offer innovative health, property and casualty, and life insurance solutions, as well as financial-planning and investment services.

Financial Services »

Understanding our clients, then developing financial strategies to help achieve their goals.

Individual Benefits »

Using our experience and understanding of health issues to present top-notch plans to fit your budget and individual needs.

Insurance »

Providing coverage for commonly known risks, as well as those that fit specific situations.

News & Updates »

Free App from CareFirst »

Count your steps, distance traveled and calories burned for each workout with the CareFirst Ready, Step, Go! app.   Aim for [...]

CareFirst’s new Explanation of Benefits on website »

CareFirst BlueCross BlueShield is now adding electronic Explanation of Benefits (EOBs) to their websites for all claims with dates of [...]

Choose Your PCP or Pay More Green »

How to Handle Medical Loss Ratio Rebates: Part One »

About Us »

Benefit Watch, LLC, founded in 1992, has rapidly become one of the most respected firms in the employee benefit marketplace. By tailoring our services to the precise understanding of our clients’ objectives, Benefit Watch, LLC designs and develops benefit programs that meet corporate needs in a cost effective manner.